• truth of titles


Have you ever been puzzled by the different types of property titles we have in Malaysia? Here is an easy guide to help answer your questions!

A title is definitely the most essential document in the *conveyance of a piece of property. The title determines ownership of the property as well. The title shows who the actual property owner is.

The word title may also refer to a formal document that serves as evidence of ownership.

Conveyance of the document may be required in order to transfer ownership of the property to another person. In other words, via the particular title, you will definitely discover who the actual owner of the property is and any transactions carried out related to the property.

For example, you can also know if the property is in the process of being transferred to a brand new buyer (including any additional charges to the financial institution).

A property buyer must ensure that he or she obtains a good and marketable ‘title’. The seller is the owner of that property and he or she has the right to sell the property. With this, there will be no hindrances to stop your home loan or resale later. The different kinds of the titles are as follows:

(A) Master Title

This is a type of title where there is more than one unit of property built. It refers to a bigger piece of land on which these units are constructed. This could be registered under a developers name, at the same time there could be another proprietor and the developer usually go into a joint venture together.

The master title later may be sub-divided into block titles, or into individual titles or strata titles – depending on what sort of property is meant to be constructed on that particular land.

(B) Block Title

As mentioned above, this particular title refers to a single block of property, and later will be sub-divided into strata titles.

(C) Individual Title

An individual title consists of a title which often has been subdivided for a single unit of landed property for instance terrace houses, bungalows, semi-detached houses. shop-houses and factories.

It is mainly for a property which has its own land and this usually means that the land itself is owned by the proprietor.

(D) Strata Title

Remember the Master and Block Title which is later subdivided into smaller titles with more units in the property? The smaller units are given strata titles.

Apartments, condominiums, services suits including shop-offices where the particular developer has applied for strata titles for the different floors and are sold individually, floor by floor.

Posted Date: Jul 24, 2015

Posted By Airmas Admin Designer / Developer